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A Guide to Shopify Payment Systems: How UnumPay Expands Your Options

Oct 3, 20252 min readEvgeniia Kovtun
A Guide to Shopify Payment Systems: How UnumPay Expands Your Options

If you're a Shopify merchant outside the U.S., Europe, or other major markets, you've likely faced a frustrating reality: Shopify Payments isn't available in your country. This limitation often leaves fast-growing e-commerce brands struggling with high transaction fees, limited local gateway options, and unnecessary operational complexity.

That's where UnumPay steps in.

In this guide, we'll break down:

  • Why Shopify Payments isn't available everywhere.
  • The challenges merchants face when managing multiple payment service providers (PSPs).
  • How UnumPay simplifies and expands your payment system with seamless multi-PSP integration.
  • Real-world examples of merchants scaling faster with the right payment setup.

Shopify's Native Payment Limitations

Shopify Payments is Shopify's built-in gateway - fast, seamless, and deeply integrated. But here's the problem: it's only available in select countries, primarily the US, UK, Canada, Australia, and a handful of European nations.

For merchants in the UAE, Saudi Arabia, Egypt, Pakistan, Nigeria, or across Southeast Asia, Shopify Payments simply isn't an option. That leaves merchants with two choices: integrate individual payment gateways one by one, or find a smarter solution.

The Problem with Managing Multiple PSPs Individually

Most growing Shopify stores end up needing more than one payment provider — different gateways for different regions, payment methods, or currencies. Managing these separately creates real operational pain:

  • Multiple Integrations: Each PSP requires separate technical setup, credentials, and maintenance.
  • Fragmented Data: Transaction data lives across multiple dashboards with no unified view.
  • Settlement Complexity: Different settlement timelines and currencies make reconciliation a nightmare.
  • Higher Risk: If your primary gateway fails, you need manual intervention to switch.

This is exactly the problem UnumPay was built to solve.

How UnumPay Works

UnumPay is a Shopify-approved payment mediation platform. Rather than replacing your PSPs, it connects your Shopify store to multiple payment providers through a single integration.

The setup process is straightforward:

  1. Install UnumPay from the Shopify App Store
  2. Create accounts with the PSPs you want to use
  3. Add your PSP credentials inside the UnumPay dashboard
  4. UnumPay connects everything to your store automatically

From that point forward, all your payment providers work together through one platform. One dashboard. One integration. Multiple payment options for your customers.

What Makes UnumPay Different

40+ Payment Providers in One Place

UnumPay connects Shopify stores to 40+ PSPs globally, including regional specialists for MENA, Africa, South Asia, and Southeast Asia. Whether you need Stripe for US customers, PayTabs for Saudi Arabia, or Flutterwave for Nigeria, UnumPay has you covered.

Unified Analytics and Reporting

Every transaction across all your connected PSPs appears in one dashboard. Track revenue, success rates, pending settlements, and provider performance without switching between portals.

No Technical Complexity

UnumPay is designed for merchants, not developers. The entire setup is no-code, and adding new payment providers is as simple as entering your credentials.

Built-In Redundancy

With multiple PSPs connected, you eliminate single points of failure. If one gateway experiences downtime, others continue processing — keeping your store running without interruption.

Real Results from Real Merchants

UnumPay has helped 2,000+ merchants across 15+ countries simplify their payment operations. Here's what that looks like in practice:

A fashion brand in Egypt was managing three separate gateway integrations, each with its own dashboard and settlement process. After switching to UnumPay, they consolidated everything into one platform, reduced reconciliation time by 70%, and expanded into two new markets without additional technical work.

A Pakistani home goods retailer needed both local bank gateways and international card processing. UnumPay gave them access to everything through a single Shopify integration, increasing their checkout completion rate by 18%.

Getting Started

If you're managing multiple payment providers manually — or struggling to expand because of payment infrastructure limitations — UnumPay is the practical solution.

Install from the Shopify App Store. Set up takes minutes. Your customers get more payment options. You get one dashboard to manage everything.

The payment complexity of global Shopify selling doesn't have to slow you down. UnumPay turns it into a competitive advantage.